When you first start getting your budget together, one of the most important things you need to do is figure out what categories should be included. If you don’t account for all of your expenses it could throw off your entire budget (ask me how I know). So here’s a list of over 100 different …
We may earn money or products from the companies mentioned in this post. Keeping track of your money is incredibly important. I mean if you don’t know where your money is going or what your account balances are, how can you set financial goals and know if you’re making any progress? Alright so we can …
I won’t go into detail about Dave Ramsey, I’m sure you already know who he is. I’m sure you also know about his 7 Baby Steps, right? While going through the 7 Baby Steps (or any financial journey) one of the first things you need to do is create a budget or spending plan. But …
Most budgets have a plan for regular expenses, emergency savings, debt payoff, and investing. But what about irregular expenses and those surprise expenses that aren’t really emergencies? Like car repairs, extra vet visits, and those gifts for your second cousin twice removed that you forgot to budget for? If you’re anything like me, I would …
Budgeting can kind of suck (yeah I said it). If you’re just starting out with budgeting it can be hard getting your current numbers together… Like do you know how much you’re spending in each category? Once you have that then you need to somehow figure out how much you should be spending in each …
If you’re trying to get out of debt then you need to spend time creating a budget. To make keep track of a budget you should have a budget planner. You might think that you can keep track of everything in your head, and maybe you can, but having a printable budget planner in front …
If you are thinking about saving money and starting a budget then you need to consider the Cash Envelope system. It’s not a new crazy method. It’s actually been around for quite a while. However, in the age of debit/credit cards and online payments it has kind of gotten lost in the mix because who …
One of the best ways to understand how you can better manage your own money is by looking at the frugal habits of the super rich. You’d be surprised to discover the net worth of that couple that drives a 2003 Honda Civic and never seem to eat out at fancy restaurants. If you want …
I like to think that I can do everything in my head. It’s a bad problem. I also like to think that I can see into the future which is an even bigger problem. What do I mean? Okay, let’s say I have $200 in the bank and it’s the 6th. I’ve already paid rent …