Ultimate Guide to Sinking Funds: How to Set Them Up + 35 Sinking Fund Categories

Most budgets have a plan for regular expenses, emergency savings, debt payoff, and investing. But what about irregular expenses and those surprise expenses that aren’t really emergencies? Like car repairs, extra vet visits, and those gifts for your second cousin twice removed that you forgot to budget for? If you’re anything like me, I would …

Read moreUltimate Guide to Sinking Funds: How to Set Them Up + 35 Sinking Fund Categories

9 of the Best Apps for Saving Money

Only 16 percent of Americans are saving the recommended amount of their income for retirement — 15%. The overwhelming majority of Americans won’t have the necessary savings to comfortably stop working and retire. Why? The number one reason behind not saving for retirement was the respondent’s amount of expenses. Having sufficient savings for retirement doesn’t …

Read more9 of the Best Apps for Saving Money