If you’re trying to get out of debt then you need to spend time creating a budget. To make keep track of a budget you should have a budget planner. You might think that you can keep track of everything in your head, and maybe you can, but having a printable budget planner in front …
When you’re little they don’t teach you the effects of being in debt. Sure, some people might tell you that you shouldn’t get into debt but they don’t tell you about the stress and anxiety that it causes which are good reasons to get out of debt They don’t mention how being in debt is …
If you are thinking about saving money and starting a budget then you need to consider the Cash Envelope system. It’s not a new crazy method. It’s actually been around for quite a while. However, in the age of debit/credit cards and online payments it has kind of gotten lost in the mix because who …
One of the best ways to understand how you can better manage your own money is by looking at the frugal habits of the super rich. You’d be surprised to discover the net worth of that couple that drives a 2003 Honda Civic and never seem to eat out at fancy restaurants. If you want …
I didn’t even know personal finance was a thing until I got into my 30s. I’m not ashamed to admit that since I was just living life and enjoying every second of it. However, I found that I enjoyed life much more when I wasn’t stressing about bills and had money in the bank. Living …
Goals. I used to have a love/hate relationship with goals. I loved to set them and I hated to achieve them. At least that’s what it seemed like for so long. Setting goals is awesome and I think everyone likes to do it. However, how many people actually achieve their goals? The problem with not …
I have a bad relationship with money. It never wants to stick around very long. You might laugh but I’m just telling you the truth so we start this friendship off on the right foot. For the longest time, I thought that I was allergic to money. I couldn’t understand why everyone else was so …
Before we start I figured I would give you a little bit of background on when I started to realize I should pay attention to my credit score. I went to college between 1998 – 2002. Back then they were handing out credit cards like club promoters hand out flyers. I got about 5 credit …
Truth time. I suck at organizing. Everything. Seriously, if you want something organized then don’t ask me to do it because I will fail. I have no problem admitting this, but I do have a problem with not trying to improve. When it came to finances I realized that my biggest problem was that they …
I like to think that I can do everything in my head. It’s a bad problem. I also like to think that I can see into the future which is an even bigger problem. What do I mean? Okay, let’s say I have $200 in the bank and it’s the 6th. I’ve already paid rent …