Have you ever thought about couponing? No, I don’t mean gathering hundreds of coupons and using them to acquire enough canned food in case WWIII happens. I just mean getting some coupons for things that you actually buy so you can save a few bucks. Okay, I get that it might not be for everyone, …
We may earn money or products from the companies mentioned in this post. I’m just going to assume you’ve already heard of Ibotta. I mean that’s why you’re here, right? You want to know how it works! But if you don’t know about Ibotta, it’s probably one of the apps you can use to make …
We may earn money or products from the companies mentioned in this post. Keeping track of your money is incredibly important. I mean if you don’t know where your money is going or what your account balances are, how can you set financial goals and know if you’re making any progress? Alright so we can …
Most budgets have a plan for regular expenses, emergency savings, debt payoff, and investing. But what about irregular expenses and those surprise expenses that aren’t really emergencies? Like car repairs, extra vet visits, and those gifts for your second cousin twice removed that you forgot to budget for? If you’re anything like me, I would …
Budgeting can kind of suck (yeah I said it). If you’re just starting out with budgeting it can be hard getting your current numbers together… Like do you know how much you’re spending in each category? Once you have that then you need to somehow figure out how much you should be spending in each …
Okay first things first, what the heck is a no spend challenge?! Well it’s all in the name! A no spend challenge is where you don’t spend any extra money for a specific amount of time. Why would you want to do this? A no spend is a great way to get your financial life …
If you just want to start making saving money a habit or if you have a specific goal you’re trying to save for, you can use money saving challenges to help you kickstart your savings and stay motivated. I’ll show you how to actually do a saving challenge, some tips on making saving challenges work …
We live in an era of instant gratification that makes it more difficult to track our spending habits and get more focused on saving money. A study conducted in the U.S in 2017 revealed that an approximate of 78% Americans live on paycheck to paycheck. This means that the majority of Americans have no idea …
Only 16 percent of Americans are saving the recommended amount of their income for retirement — 15%. The overwhelming majority of Americans won’t have the necessary savings to comfortably stop working and retire. Why? The number one reason behind not saving for retirement was the respondent’s amount of expenses. Having sufficient savings for retirement doesn’t …
We’re under more pressure than ever before. Our incomes have stayed the same while the cost of living has gone up. Not only that, but we’re also in a lot of debt. Most people are just getting by and not putting anything into a savings plan. The median American savings account is $4830. That may …